Terms of Service

Using SELVABANK

These terms govern your SELVABANK account and services. By opening an account you agree to use it lawfully and to the conditions of each product.

Eligibility

To open an account you must be at least 18, resident in a market we serve, and able to pass our identity and eligibility checks.

Opening your account

You agree to provide accurate information and to complete identity verification. We may decline or delay an application where checks are not satisfied.

Accounts & payments

Account features, limits and any applicable charges are presented clearly in-app before you use them.

Pricing and charges

Plan prices and any applicable charges are shown clearly in the app before they apply. You can review your plan at any time.

Your responsibilities

Keep your credentials and device secure, use the account lawfully, and tell us promptly about anything suspicious or any lost device.

Suspension and closure

We may suspend or close an account to comply with the law, manage risk, or where these terms are breached. You may close your account at any time, subject to settling any outstanding amounts.

Liability

Nothing here limits rights you have under applicable consumer and financial-services law.

Changes to these terms

We may change these terms; we will give notice of material changes and the date they take effect.

Governing law

These terms are governed by the laws applicable at our place of establishment, without affecting mandatory consumer protections in your country of residence.